Event Liability Insurance

  • Required by many special event venues
  • Protects you if you're held liable for property damage or bodily injury
  • Includes host liquor liability option to protect against alcohol-related accidents

Why is Private Event Insurance the preferred choice for venue required liability?

Private Event Insurance liability coverage was specifically designed in consultation with venues so we could be sure our product satisfied their requirements for liability & property damage coverage. Many venues refer their clients to us year after year.

Plus, our liability insurance is easy to purchase, competitively priced, and underwritten by an A-rated insurer.

More reasons Private Event Insurance is preferred by customers and their venues:

  • Get instant upfront pricing online – no need to disclose any personal information or create an account just to get a quote
  • Flat pricing -- no hidden charges to add venues as Additional Insured / co-insured, or to add venue-required wording
  • Your event venue can be named as Additional Insured at no extra charge (you can even add a second venue for the same low price!)
  • Six (6) coverage and pricing options to choose from*
    • $500,000, $1 Million, and $2 Million liability limits
    • Each available with or without host liquor liability coverage
  • Can be purchased up to 24 hours before your event
  • Purchase online and you're covered in minutes in most cases – download policy right from the web site** (you'll also receive a copy by e-mail)
  • Certificate of Insurance can be e-mailed directly to your venue
  • Coverage is primary for both you and your venue, which means if you have a covered claim your Private Event Insurance policy will pay first – before any other insurance you may have.  Primary liability coverage is preferred by most venues, and many require it.
  • Liability policy can be purchased alone, or as a package with an Event Cancellation / Postponement Plus policy at a discounted rate

Our Event Liability insurance is available to U.S. residents and accepted by venues in all U.S. states, U.S. Territories & Possessions, Canada & Puerto Rico.

Event Liability Insurance Coverage at a Glance:

Three levels to choose from based on your needs or your venue's requirements:

$500,000 General Aggregate  $500,000 per occurrence including property damage

$1,000 Property Damage Deductible

See Sample
Certificate of Insurance

$1,000,000 General Aggregate $1,000,000 per occurrence including property damage

$1,000 Property Damage Deductible

See Sample
Certificate of Insurance

$2,000,000 General Aggregate
$1,000,000 per occurrence including property damage

$1,000 Property Damage Deductible

See Sample
Certificate of Insurance

See Sample Liability Insurance Policy

*Please note: Some coverage options & limits are not yet available in all states. To confirm availability for your state, use the Get a Quote button or contact customer service for assistance.

**If your venue requires special wording to be added to the Certificate of Insurance, we will need to review the wording before your coverage will take effect. This may take up to 1 business day. When your wording is approved we will send your policy via e-mail.

The information contained here is for illustrative purposes only and coverage under the Private Event Insurance Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. This program is underwritten by Markel American Insurance Company.