Event Insurance Coverage Details – Special Jewelry
See Full Event Cancellation / Postponement Plus Insurance Sample Policy
| Coverage A: | Event Cancellation | Coverage B: | Extra Expense | |
| Coverage C: | Event Photographs and Video | Coverage D: | Event Gifts | |
| Coverage E: | Special Attire | Coverage F: | Special Jewelry | |
| Coverage G: | Loss of Deposits | Coverage H: | Professional Counseling |
Coverage F: Special Jewelry
We will indemnify you, in excess of the deductible, for loss or damage to special jewelry occurring during the event or the seven (7) day period immediately preceding the event.
We will pay at our option the full cost to repair or replace the lost or damaged special jewelry, without deduction for depreciation. If we pay to replace a pair or set in the event a part of the pair or set is lost or damaged; we will be entitled to the remaining parts of the original pair or set.
Coverage F: Exclusions
We will NOT indemnify you for any loss caused directly or indirectly by any of the following:
- Theft or attempted theft of any special jewelry that is not reported to the police as soon as practicable after discovery of the loss;
- Damage arising from wear and tear, deterioration, confiscation, detention or any process of cleaning, restoration, alteration or repair;
- Damage arising from atmospheric or climactic conditions (other than during the event);
- Loss or damage by theft or attempted theft of any special jewelry left in any unattended vehicle unless the vehicle is fully locked and secured and where forcible and visible entry into the vehicle is made; or
- Mysterious disappearance.
The maximum amount we will indemnify you for under Coverage F is the amount stated in the declarations page for “Special Jewelry”, regardless of the number of claims made under the policy.
The information contained here is for illustrative purposes only and coverage under the Private Event Insurance Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. This program is underwritten by Markel American Insurance Company.
